FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Holiday Closure

All CBLA offices will be closed on Monday, October 13 in observance of Columbus Day. Normal business hours will resume on Tuesday, October 14. IMPORTANT: We are aware of scammers conducting fraudulent calls from a spoofed phone number claiming to be from the fraud department. Please be aware these are fraudulent calls. We will never ask for your password or security code. If you have received one of these calls, please contact your local office.

Menu

IRA

Grow your nest egg while reducing your tax burden

With a Community Bank of Louisiana Individual Retirement Arrangement (IRA) your money may grow tax-deferred or tax-free, depending on whether you choose a traditional or a Roth IRA and when you take a distribution.

older woman smiling

For When You’re Ready To Retire

A retirement account is an important step toward ensuring your financial security when you’re ready to retire.

  • Traditional IRA: Tax deferred contributions; no minimum contribution required
  • Roth IRA: Taxes are deducted prior to contribution; earnings are tax-free
  • Education Savings Plan: Non-deductible account that features tax-free withdrawals for a child’s higher education expenses

Individual Retirement Arrangements offer control for the account holder without the participation of an employer. Our variable rate IRA helps you save taxes and fund your retirement at the same time. Ask a CBLA service representative at any of our locations about which plan is best for you.

Contact

Third Party Website Disclosure

You are leaving Community Bank of Louisiana's Web site and linking to a third party site. Please be advised that you will then link to a Web site hosted by another party, where you will no longer be subject to, or under the protection of, the privacy and security policies of Community Bank of Louisiana. We recommend that you review and evaluate the privacy and security policies of the site that you are entering. Community Bank of Louisiana assumes no liability for the content, information, security, policies or transactions provided by these other sites.

Continue