sample EZ Check Debit Card

The world doesn’t slow down for everyday banking and with our EZ Check Debit Card, neither do you.

Community Bank’s EZ Check Debit Card is a safe and convenient way to access your money when you need it. It’s the card that works with your checking account — letting you pay for purchases with a single swipe wherever MasterCard® debit cards are accepted. You can use your EZ Check Debit Card to make withdrawals from one of our ATMs or like cash to make purchases almost anywhere including retail stores, gas stations, restaurants, hotels, airlines and more.

The card that works as hard as you do.

Community Bank is here to help you do business your way with our Business Debit Card. With no per-transaction charge, you can pay for your purchases with a single swipe wherever MasterCard® debit cards are accepted. Contact us and let us help you gain the buying power that your business needs.

Student Debit Card - NEW!

Community Bank of Louisiana now offers a debit card for our college students! Our Student Debit MasterCard® can be used to make ATM transactions (surcharge free) or purchases anywhere debit cards with corresponding networks are accepted. It is more convenient than writing a check and the purchase amount will automatically be deducted from your Student Checking account.

Medical payments made easy.

Community Bank is invested in your health, financially and physically. With our HSA Debit MasterCard®, settling your medical expenses is easier than ever - with no checks involved! Stop by one of our offices and speak with a representative to get started. 

EMV Technology

close-up of credit card with chipCommunity Bank of Louisiana's EMV compliant cards use a built-in microprocessor (the metallic square on the front of your card) that provide greater protection against counterfeit fraud. Using a combination of dynamic data unlike the magnetic stripe technology's static data and an online/offline PIN, EMV compliant cards provide you with the added security you deserve.

What is EMV?

EMV is a payment method based on the security of smartcard chip technology. It adds the ability to use dynamic data in the transaction approval process to protect against counterfeit fraud. Current magnetic stripe technology relies upon static data which makes it much easier to copy and duplicate. More importantly, EMV leverages a small microprocessor (computer) that makes it difficult to duplicate and if duplicated it can be detected by the host system and stopped.

Why EMV?

The biggest benefit of EMV is the upgraded protection against card fraud resulting from counterfeit, lost and stolen cards. EMV also provides interoperability with the global payments infrastructure – consumers with EMV chip payment cards can use their card on any EMV-compatible payment terminal. EMV also provides risk management parameters at the card level and offers both online and offline PIN to help protect against fraud due to lost and stolen cards. EMV technology supports enhanced cardholder verification methods and, unlike magnetic stripe cards, EMV payment cards can also be used to secure online payment transactions.

What Changes with EMV?

Many different parts of the payment process change when moving from a magnetic stripe transaction to an EMV transaction:

  • The process flow of a transaction changes due to the use of dynamic authentication of the card.
  • To achieve the dynamic authentication, an EMV capable terminal is required with an EMV reader.
  • In order to complete a transaction, the EMV card must stay in the terminal or ATM throughout the entire transaction.
  • With the addition of dynamic authentication, there are new message requirements including Data Element 55 in the message specifications that carry the EMV information.



To report a debit card lost or stolen, please call our support line at (800) 500-1044.